MARINE VETERAN FOUNDED, Since 1997

Welcome to Salute Home Loans

American’s have a ton of choices when financing their home. We take our passion in providing mortgage financing personally. The reason why, because we know how important it is to you and your family and that makes it important to us, and that is personal.
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Our team has over 100 years of combined service helping Americans all over the country. Will you be the next to join the Salute Home Loans family…. We hope you will.

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From Start To Finish

End-to-End Mortgage Service, Building Lifelong Relationships

Salute Home Loans, a leader in home financing, has been advocating for better benefits for all Americans since 1997. Led by a Marine Corps Veteran, Salute Home Loans partners with companies all over the country to provide financing, no matter where you may live or serve. Be it our team internally, or a trusted partner, we are here to help be it a primary residence, investment property, or a second home, we look forward to welcoming you to the Salute Home Loans family one day soon...

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In The News

SERVING CLIENTS NATIONWIDE THROUGH OUR NETWORK OF PARTNERS

The HELPER Act

Making Homeownership Accessible for Those Who Serve Our Community: First Responders & Teachers

The Homes for Every Local Protector, Educator, and Responder (HELPER) Act is a bipartisan proposal designed to make homeownership more achievable for the people who serve our communities every day—especially educators and first responders. Samuel P. Royer (Salute Home Loans) is a leading advocate and a recognized voice behind the HELPER Act movement, working to help bring this opportunity to the people who protect, teach, and respond on the front lines. If passed, the HELPER Act would create an FHA-backed home loan option for eligible first-time homebuyers, including PreK–12 teachers, law enforcement and corrections officers, firefighters, EMTs, and paramedics.

What makes the proposal different:

No down payment requirement
No monthly mortgage insurance payment
A one-time upfront mortgage insurance premium instead

Why it matters: these essential roles carry enormous responsibility, but affordability often keeps them from buying homes in the communities they serve. The HELPER Act aims to remove major barriers so local heroes can build stability through homeownership.

Learn About the HELPER Act

testimonials

What Our Clients Say

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Jane Doe

City, State

Great dedication from start to finish no matter what roadblocks accrue; these are the people you want to have your back during the home loan process!

Clayton H

Mims, FL

What an incredible experience with Salute Home Loans. Sam and Denise are great to work with; they make the process smooth and easy. We actually had the other buyer of our selling house change and use them; they were so impressed with the outstanding service. I highly recommend any home buyers OR refinancing to give Sam and Denise a call; you will not be disappointed.

Sheriff James O

Blair, PA

My son purchased a home this year, and we used Salute Home Loans as our lender. Denise, Sam and the team were nothing short of amazing. The process of buying a home is stressful in itself, but having a team behind you every step of the way made it so much easier. The team was responsive, attentive, and answered any and all questions we had as timely as possible. I would not only recommend them to anyone who is looking for a mortgage but would use them over and over again in the future. Thank you for all that you do!

Corinne S

Orlando, FL

Just did my first mortgage through them. They were very helpful and guided me through the process including phone and video calls. They understand the VA loan process, which is what I had used, and it all went relatively smoothly. Will most likely be doing business with them again.

Kory G

Woodlawn, TN

I want to thank Denise and Sam for all of their hard work in getting my mortgage approved and processed so quickly! They made it very easy, and basically handled everything for me, answered any questions i had along the way and made sure everything was done properly the first time and closed my loan early, so i could get into my new home asap! They were incredible to deal with and always made time for me. I will definitely be using them for any future home loans or mortgages i might need and recommend them to all my family and friends! Thanks again very much Denise and Sam!

Stephen B

Palm Coast, FL

The best ever!! Sam and his team are very professional and make sure they get the job done! They went above and beyond and we are forever grateful!! Thank you again for your exceptional service and help with the purchase of our first home!

Amy R G

Palm Coast, FL

Sam was amazing! He worked hard to get us the best rate and making the process easy!

Penny B

Hastings, FL

Sam and his team are so special. They helped my dream become a reality. I will never forget the passion Sam and his team have to help hero's get the homes of their dreams. Thank you for dedication to all your clients.

James L S

Pittsburgh, PA

Always made aware of what was happening or going to happen with our mortgage process. Sam made sure the communication was always understandable for us during the process.

Catherine B

Palm Coast, FL

We originally were going to a national bank chain to get a mortgage. Judging from the seemingly completely unprepared loan agent we were dealing with, we anticipated disaster. Very fortunately, my wife reminded me of Sam and we decided to give him a call. We were extremely glad that we did! Sam sat down with us and clearly explained the situation. Once we agreed, Sam's team quickly took action and within a vary short time we had money in the bank. At various times, my wife and I had questions about the process and no matter what ridiculous time of the day or night we emailed Sam, he seemed to answer the email within minutes. I really don't know how one could find better service anywhere else. Thanks Sam and Team!

Michael L W

Lehighton, PA

Sam was amazing! He was available anytime we had random moment questions and he always explained everything well. If you get an opportunity to read this, Thanks Sam!

Raymond F

Reading, PA

Excellent quick communication. Genuinely took the time to make sure I had all my questions answered. The process was smooth from start to finish!

Scott O

Kissimmee, FL

Everyone we worked with through this process were so nice and professional. They made every step of the application easy for us to understand and execute. What a great TEAM to work with and be a part of.

Alex H

Port Orange, FL

The people are great. Alway answer phone calls and questions .Also very knowledgeable. this is the 3rd time I have used Sam Royer to purchase a home.

James J J

Apollo Beach, FL

I can not stress how easy Sam and Denise made this home buying experience easy. This is my second time working with the team. They were communicative, punctual, and I received the best rate and was able to lock in. I will highly recommend them to anyone in the market looking to buy!

David H

Daytona Beach, FL